Here When You Need Us

Protecting what matters most is our priority. We specialize in life insurance solutions that provide peace of mind for you and your loved ones. we ensure you’re covered for every stage of life.

Our Approach

We believe that it's about more than just insurance. At Rix we are lifestyle protectors with over 25 years experience. We pride ourselves on looking after kiwi businesses and families.

Protect what matters most, your family!

Lifestyle protection is about safeguarding your family so you can rest easy knowing they will be in good hands. When it comes to protecting your loved ones, don't take any risks - talk to Rix.

Here when you need us!

Should you need to make a claim, the last thing you will want to do is deal with an insensitive adviser. We will be the support you need during difficult times.

No obligation consultation

Getting the right insurance coverage for your family starts with a good relationship. A good relationship starts with a cup of coffee.

Personal Cover

Personal cover is something you will want to have, but hope that you will not need to use. Make sure you and yours are looked after in the event of death, disability, or serious illness. See how we can help.

Business Cover

If you are one of the many kiwi’s self-employed, business cover may be right for you. Don’t gamble with your livelihood, find out how Rix can cover your business.

ACC Optimising

Find the ACC structure that is right for your business. Make sure your ACC levies are working for you, not against you. Find out how.

We are about you!

As lifestyle protector’s we are here to support you and your family. We don’t call ourselves insurance advisers because we are about more than just the sale.

Our aim is to save New Zealander’s, one kiwi family at a time. We do this, by making sure our clients have the right protection in place to safeguard their futures. We do not offer stock standard solutions, nor do we play favourites with insurance providers. We offer tailored insurance options, and we are not limited to any one provider – meaning you always get the right policy for your individual needs. Our loyalty is to you, first and foremost.

Working with Rix, means that you can be sure you understand your coverage fully before ever signing your name to a document. Insurance through Rix also means, you will always have someone in your corner should it come time to claim. Rest at ease that you’re being looked after by industry leaders in both knowledge and compassion.

Rix Insurance Limited (FSP46061) holds a Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide Financial Advice.

Client Feedback

Why use a lifestyle protector?

Better Policies

Our industry knowledge and years of experience, means that we are well versed in the policies available for you. We ensure these policies are relevant to your current lifestyle circumstances.

An Easier Decision

Our job is to sort and present the best possible policies for you to pick from. With Rix, you won’t be snowballed with technical terms or hidden clauses. We will cross check and recheck your documents to be sure absolutely everything is in place and correct.

A Personal Touch

Our support for you does not end when you have signed up. One of the biggest differences is in the event of death, injury, or illness you or your family may not be in the best position to manage your insurance claim. At Rix, we will be by your side, to make sure that you receive the benefit you are entitled to, in a timely manner.

Why We're Different

What is a Lifestyle Protector?

Before we start with what we are, we should clarify what we are not. We work to get our clients the right insurance policies to suit their needs, but we don’t call ourselves insurance advisers. The term insurance adviser would suggest that we work for an insurance company, which we don’t we work for you.

We call ourselves Lifestyle Protector’s because that is at the heart of what we are all about. Our aim is to help get Kiwi families sorted with the right coverage to protect their families. We don’t stop there though. We are the advocate in your corner, to help you navigate the claims process and make sure that you are getting what you are entitled to from the insurance company.

We use the title Lifestyle Protector as a daily reminder of our promise to you, our clients.

There is nothing particularly ground breaking about the way that we determine the best coverage for you and your family, except that we take the time to really get to know you and your needs. This is the critical part of getting things right for you.

Our Process

Consultation

Stop in for a chat, or we can meet you for coffee. We want to get to know you and we want you to have the chance to get to know us. After all we are talking about protecting your family, and that should be in the hands of someone you trust.

This is a no pressure meeting. We will create a picture of what you want and need, so we can determine how we can best help you.

Creation

Once we have a good understanding of you and your family’s needs we will take that information and hunt for the best insurance options for you. We will do the shopping around and comparisons so you don’t have to.

Once we have hand-picked your best options, we will prepare a written Statement of Advice.

Implementation

If you agree to the recommendations and are ready to get started, we will help you prepare any needed documents. We will also double check that all of the i’s are dotted and t’s crossed. At Rix, we follow up with the provider, to ensure that the insurance plan has been implemented exactly the way we discussed

Monitor

We make sure to touch base with you regularly in case your situation has changed or if your insurance policy needs an update. Should you need to revamp your insurance policy, we find ourselves back at the consultation stage.

You may not need all of the different types of insurance we can offer advice on, but we are happy to help you with the insurance you do need.

Find out about our

Referral Programme

The success of my business has been built on great referrals from our very happy clients. I’m sure you will know somebody (family/friends/business colleagues) who, like you would also benefit from my advice. Especially anyone that has recently: Had a baby, got married, had a promotion, bought a house, bought a business.

As a token of my gratitude, I have a reward program for referrals who become a client of Rix Insurance and takes out an insurance policy:

25+ Years Experience

See My Reviews

7,312 Coffee's Drunk

And Counting...

Our Services

We Provide The Best Insurance Options

Our commitment is to deliver exceptional insurance solutions tailored to your needs. With expert guidance, personalised care, and a wide range of coverage options, we ensure you receive the best service every time, protecting what matters most.

Income Protection

In the event of total or partial disability that would impair your earning potential, income protection insurance can replace a large portion of your lost income. This is different from Total and Permanent Disability insurance in that you are paid monthly rather than in one lump sum.

This will allow you and your family to maintain the lifestyle you had previous to the illness or injury.

In NZ.
5 out of every 10 males and 7 out of every 10 females are likely to become disabled due to an accident or illness before they turn 65

STATISTICS NEW ZEALAND 2004

Life Insurance

Although it isn’t always a pleasant topic it’s important to look at life cover. In the event of death or terminal illness your family can receive one of two benefits depending on their needs.

Your family may be paid a lump sum; to pay debts, cover funeral costs, give themselves financial breathing space, or whatever they may require the extra money for at this difficult time. The purpose of these funds is entirely up to you to decide.

Alternatively, the benefit can be paid out in monthly installments. This would allow your family to maintain a regular income, financial security and some stability after you’re gone.

In NZ.
1 in 6 men and 1 in 9 women will die between the ages of 30 and 65

STATISTICS NEW ZEALAND 2004

Medical Cover

Medical Cover is designed to help pay for medical costs that will allow you to access services beyond what is publicly available. This can include priority care, access to private hospital treatment, high levels of surgical and non-surgical cover, specialists and test coverage, and increased care to help you recover. The level of coverage you have can be tailored to your needs and specifications.

In NZ.
Ill health or lack of health insurance is one of the 3 main causes of people going bankrupt

STATISTICS NEW ZEALAND 2004

Critical Illness

In the event that you may be diagnosed with a critical illness, your insurance benefit can provide you with a lump sum payment to give you the support to focus on getting better.

Critical illnesses such as heart attack, cancer, or stroke are covered.

You can use your lump sum payment for things such as medical care, extended time off work, home modifications, or anything you may see necessary at that time.

In NZ.
40% of people will experience a Critical Illness before age 65

STATISTICS NEW ZEALAND 2004

Total PermanentDisablement

Should an incident arise where you lose the ability to ever return to work due to illness or injury, your benefit would provide a lump sum designed to alleviate the impact of losing an income forever. Again, you may choose to use the lump sum as you see appropriate, but this could contribute to; paying down a mortgage, paying for home modifications or specialized equipment.

In NZ.
Stroke is the 3rd biggest killer and the greatest cause of disability

STATISTICS NEW ZEALAND 2004

Mortgage Protection

Traditionally this benefit covers your monthly mortgage repayment should you be unable to work due to suffering an illness or accident. However, you can also have a lump sum paid to clear the mortgage in the event of death, total and permanent disablement or on suffering a critical illness.

In NZ.
Every 90 minutes a New Zealander dies from a heart attack (17 deaths a day)

STATISTICS NEW ZEALAND 2004

Corey Rix

Why use a lifestyle protector?

Better Policies - Our industry knowledge and years of experience, means that we are well versed in the policies available for you. We ensure these policies are relevant to your current lifestyle circumstances.

An Easier Decision - Our job is to sort and present the best possible policies for you to pick from. With Rix, you won’t be snowballed with technical terms or hidden clauses. We will cross check and recheck your documents to be sure absolutely everything is in place and correct.

A Personal Touch - Our support for you does not end when you have signed up. One of the biggest differences is in the event of death, injury, or illness you or your family may not be in the best position to manage your insurance claim. At Rix, we will be by your side, to make sure that you receive the benefit you are entitled to, in a timely manner.

© 2021 Rix Insurance Advisers Limited. All rights reserved.

Get in touch with Corey & The Team Today
Call 09 488 7800

We provide reliable and flexible life insurance solutions designed to give you peace of mind. We help secure your family’s future-so you can focus on what truly matters. Servicing clients across New Zealand.

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